Nadia saves $120 monthly for one year into a volatile fund. The unit price starts at $120, dips to $98 in between, and ends the year right back at $120 – so unchanged overall.
ℹ Monthly purchase at the current unit price, valued at the closing price.
Change any number and press "Calculate" – or use "Type in" on the right to watch it entered.
Even if the price ends up back where it started, a profit emerges: during the weakness the fixed rate buys more cheap shares. That is why it pays to keep a savings plan going precisely in falling markets.
With a fixed rate you automatically buy more shares when the price is low, fewer when it is high. The calculator sums the shares bought each month (rate/price) and values them at the closing price; from that the return follows. This is how a profit emerges even in a sideways market.
| Endwert | 1,582.13 |
| Anteile | 13.18 |
| Eingezahlt | 1,440.00 |