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Inflation & Purchasing Power

Works out what amount in the future matches today's purchasing power – or what a future amount is worth today.

Enter your own numbers and press "Calculate" – or load an example on the right; "Type in" replays it on the device.

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What $2,500 is worth in 30 years $5,243.92
What you learn

Never plan with today's amounts for the distant future: even moderate inflation demands many times the nominal money a few decades out for the same standard of living.

→ Story & full explanation: What $2,500 is worth in 30 years

Formula
FV = amount · (1 + inflation)^n
How the formula works

FV = amount·(1+inflation)ⁿ – the same compound-interest formula, only with the inflation rate as the "rate". It shows what nominal amount will be needed in the future to maintain today's purchasing power. The erosion of money acts exponentially, just like compound interest – only against you.

Compounding or discounting with the inflation rate.

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