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Lump-Sum Final Value
Shows the value to which a one-time investment grows through interest and compounding.
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What you learn
A single early amount beats any later saving effort: because the money has 65 years, it multiplies many times over – it is not the amount that counts, but the time horizon.
Formula
FV = K0 · (1 + i_eff)^n
How the formula works
FV = K₀·(1+i)ⁿ is the core of compound interest: each year not only the capital but also the interest already credited earns interest again. The exponent n turns linear saving into exponential growth – which is why the result explodes over long terms.
Compound interest calculation for a lump-sum investment.
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